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Copyright 2007-2012. Northeast Small Business Group Inc. All rights reserved.
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HEALTH INSURANCE AND OTHER EMPLOYEE BENEFITS

 
Access to affordable health insurance and other employee benefit plans for small businesses with employees and for sole-proprietors with no employees.

Currently offering our NESBG Health Insurance Options through CDPHP in a twenty four county area of upstate New York.  The Service Area Counties are provided below for your perusal. (Please note also we have added a new program that is available only in Orange and Sullivan Counties also provided below)

Please click on the Benefit Outline link below to view the six plan options we are currently offering to all of our members.  Each option allows for purchasing the plan with or without prescription coverage and all of our three non-high deductible plans have three different prescription options so you can select the one that is best for your business. Rates are good for one year from your enrollment date and have the flexibility of 2, 3 or 4 tier rating.

Kindly note that enrollment services are provided by Apollo Partners N.Y. Inc. (an A+ rated  BBB Accredited Business) which administers the plans for NESBG and provides billing and patient advocacy services for members.  Please note also that there are never any administrative fees added by Apollo to NESBG member bills and the premium will only be the New York State Insurance Department approved rates for the plans selected.

 

CLICK HERE TO VIEW A COMPLETE BENEFIT COMPARISON FOR THE 24 COUNTIES LISTED BELOW

Please click on the rate sheets below for both 2+ Groups and Sole-Propietor:

2+ Rate Sheets - All Regions

Sole Proprietor - All Regions


CLICK HERE TO VIEW ADDITIONAL PROGRAMS FOR MEMBERS IN ORANGE AND SULLIVAN COUNTIES



Please click on each plan below to see a helpful Q & A Sheet that answers many of the
questions we get in relation to these options.

Q&A Sheet Links HDEPO 1 Q&A Sheet HDEPO 3 Q&A Sheet EPO 1 Q&A Sheet EPO 2 Q&A Sheet EPO 3a Q&A Sheet HDPPO @ Q&A Sheet

 

 

 

 

List of NESBG CDPHP Rating Regions:

While all programs are available to all members in the counties listed, rates vary by rating region, plan selected, rating tier selected, and whether a small business with employees or a sole-proprietor without employees.  Please call NESBG at 800.700.1294 for the rate sheets for your specific region and business situation.

Capital Rating Region: Albany, Columbia, Fulton, Greene, Montgomery, Rensselaer, Saratoga, Schenectady, Schoharie, Warren and Washington Counties.

Central Rating Region: Essex, Hamilton, Herkimer, Madison, Oneida and Otsego Counties

Eastern Hudson Valley Rating Region:  Dutchess County Only

Southern Rating Region: Broome, Chenango, Delaware and Tioga Counties

Western Hudson Valley Rating Region:  Orange and Ulster Counties

Additional Program:
NESBG CDPHP Crystal Run Focused Program: Orange and Sullivan Counties Only.

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